First you need to create a budget and pleaseeeee add your name to the budget by paying yourself first. Ideally 10-20% of your paycheck. By automating this process you will not even feel it. If 10% is too much, ok fine do 5%. The more you save is the better for you Secondly, […]
If you don’t have millions or a plan how to get millions, retire rich, be debt free, stop living paycheck to paycheck, send your kids to college student loan or debt free & create generational wealth to pass on then you NEED to speak with me regarding our financial literacy campaign to help 1 […]
We’ve just wrapped up 2 amazing power jam pack financial literacy campaign events back to back. Sat April 14 in Pittsburgh PA and Sunday April 15 in NYC. Check out some of the footage and if you would like us to speak at your upcoming financial events, host a workshop or […]
Use financial apps to help you save. Click https://odettaking.com/resources/ Use a separate online bank or credit union bank account with high interest rate, online access and this account will be used strategically only for saving money. Use cash instead of credit / debit which will help you curb your spending For further help and […]
Statistics shows that most american are 1 to 2 paychecks from being homeless. One to 3 Americans are in debt. 13 trillion dollars are sitting in US banks earning less than 1% and 63% of us can’t deal with an emergency bill for $500 so understanding personal financial management is in dire need […]
Recent study shows: Survey: 36% of Americans wished they’d saved more in 2017 11% regretted falling into debt, 11% wish they’d invested Make 2018 the year you get smarter about your money For 2018, I challenge you to take control of your money and save your future. Here are my tips to help […]
Tax Now: Checking Savings CD Stock Mutual Fund Tax Deferred or Tax Later: 401k / 403b IRA / SEP – IRA Annuity Pension Long Term Care Benefit Tax Exempt or Tax Advantage: Roth IRA 529 College Savings Municipal Bond Health Saving (Account HSA) Life Insurance If you have any one of […]
Who’s ready to stack their COINS? As always here are the big take aways and action items to implement in order to get the most from this video and to help you catch these coins: Open a separate online savings account that is linked to your checking account for automatic withdrawal deposit into […]
The #1 biggest lame excuse for not saving is…… I can’t tell you how many times I’ve heard the same lame excuse as to why people are not saving or cannot save. Ok so the verdict is out. Hint hint, they tell me all the time “Odetta, I don’t have enough money. Ain’t […]
It is no surprise that student loan and education cost continues to go up at an alarming rate. Hence one of the reasons why many people don’t pursue a college degree or finish to the end. If you have kids and have no idea how you will fund their education or if you yourself […]